Responsibilities:
- Own end-to-end product commercialisation, from opportunity sizing and proposition development through to launch, scaling and ongoing optimisation
- Assess customer needs, market opportunities, competitive positioning and product-market fit
- Define target segments, channel strategies, pricing, commercial terms and go-to-market plans
- Build business cases, unit-economics models, revenue forecasts and profitability analyses
- Develop risk-based pricing recommendations based on funding costs, expected losses, operating costs and capital consumption
- Translate commercial and credit requirements into product specifications, customer journeys and prioritised roadmaps
- Lead cross-functional product launches involving Business, Technology, Credit Risk, Finance, Operations, Marketing, Legal and Compliance
- Monitor acquisition, conversion, approval rates, utilisation, yield, revenue, margin and portfolio quality
- Identify pricing gaps, customer friction and growth opportunities through portfolio, funnel and cohort analysis
Our Ideal Candidate:
- At least 8 years of experience in lending product management, product commercialisation or product development within banking, digital lending or fintech
- Strong commercial judgment, including the ability to assess product fit and challenge opportunities that lack a viable market or business case
- Strong knowledge of SME lending products and hands-on experience in pricing, unit economics, financial modelling, profitability analysis and commercial KPI management
- Business-level proficiency in Mandarin, including reading and verbal communication, is required to facilitate effective collaboration with developers and engineering teams based in Greater China.
- Bachelor’s degree in Business, Finance, Economics, Technology or a related discipline
SA
Reg No. R23114042
BeathChapman Pte Ltd
Licence no. 16S8112
